Probate Legacy Saver

Probate vs. Trust Legacy Saver | Sagewise

Probate vs. Trust Saver

Don't leave your family with a legal mess. See how much of your estate could be lost to court fees and delays.

Estate Valuation

Estimate your estate value to see your potential legacy savings.

Save Your Family the Stress.

A properly structured Living Trust can pay for itself 10x over in saved probate fees.

The Logic Behind the Tool

Here is the logic breakdown:

  1. Loss Aversion Model: The logic behind this tool uses a Loss Aversion model.
  2. Estate Value Calculation: Sums home equity and liquid assets.
  3. Probate Cost Estimate: Calculated at a conservative 5% of the total estate value (national averages range from 3%–7%).
  4. Time-to-Transfer Logic: Compares a standard 12–18 month probate timeline against the 0–1 month immediate transfer provided by a Living Trust.
  5. The “Net Legacy” Result: Shows the final amount the family actually receives after the “Court Tax” is taken out.

Independent service. Sagewise is an independent, advertising-supported comparison service. We are not affiliated with, endorsed by, or acting on behalf of HUD, FHA, VA, or any government agency. Content is for educational purposes only and is not legal, tax, or financial advice. Rates, fees, terms, and product availability are subject to change without notice and may vary by lender and borrower profile.


Sagewise is not a consumer reporting agency under the Fair Credit Reporting Act (FCRA) and does not furnish consumer reports. Lenders make credit decisions using their own criteria.


Consent to contact. By submitting your information, you agree that Sagewise and participating lenders and affiliates may contact you at the phone number and email you provide using live agents, autodialers, artificial/prerecorded voice, SMS/MMS, instant messaging, or email, even if your number is on a Do Not Call list. Consent is not required to obtain credit or services. Message & data rates may apply. Frequency varies. Reply STOP to opt out of SMS; HELP for help. Use the “unsubscribe” link in any email to opt out of marketing emails. We maintain internal Do Not Call lists and honor applicable laws. If you opt out, we may still send transactional/service messages.