Home Equity “Cash Unlock” Calculator
Home Equity “Cash Unlock” Calculator
See how much tax-free cash you could access.
Estimated Home Value
$
Current Mortgage Balance
$
Age of Youngest Borrower
70 years old
Estimated Credit Score
Option 1: HELOC
Loan
Cash Available
$0
Monthly Payment
-$0/mo
*Interest-only payment estimated
Hard to qualify with this credit score.
SENIOR FAVORITE
Option 2: Reverse Mtg
Cash Available
$0
Tax-Free • No impact on SS
Monthly Payment
$0 ✓
No payments required for life
Available at age 62+
Estimates only. Reverse mortgages require taxes & insurance. Closing costs (~$10,000) deducted.