Sagewise

Annuity Payout Estimator

Estimate your potential monthly payout from a single-premium immediate annuity (SPIA).

Annuity Details

$USD
Estimated Monthly Payout
$642.50/mo

Guaranteed for the rest of your life.

Estimated annual payout$7,710.00
Payout per $100k$642.50
Payout typeLifetime

How to use this estimate

This starts with an age-55 payout factor, adjusts it year by year using age tiers, then scales the result by your principal amount.

Important assumptions

This is a hypothetical estimate for illustrative purposes only, based on sample data for late 2025. This is not a quote or a guarantee. Actual payouts from insurance companies will vary based on current interest rates and individual health.