Sagewise Tools
Calculators for clearer senior finance decisions
Explore simple planning tools for retirement, care costs, credit, and financial tradeoffs.
All Tools
Start with the decision you are trying to make
Home PlanningComing soonAging-in-Place BudgeterUse the Aging-in-Place Budgeter to compare options and plan your next step.Open toolRetirementComing soonAnnuity Payout EstimatorUse the Annuity Payout Estimator to compare options and plan your next step.Open toolCare PlanningComing soonAssisted Living IndicatorUse the Assisted Living Indicator to compare options and plan your next step.Open toolInsuranceComing soonCar Insurance Rate EstimatorUse the Car Insurance Rate Estimator to compare options and plan your next step.Open toolRetirementComing soonCharitable RMD (QCD) ToolUse the Charitable RMD (QCD) Tool to compare options and plan your next step.Open toolBudgetingComing soonCost of Living CalculatorUse the Cost of Living Calculator to compare options and plan your next step.Open toolCreditComing soonCredit Card Payoff CalculatorUse the Credit Card Payoff Calculator to compare options and plan your next step.Open toolDebtComing soonDebt Consolidation CalculatorUse the Debt Consolidation Calculator to compare options and plan your next step.Open toolInsuranceComing soonFinal Expense CalculatorUse the Final Expense Calculator to compare options and plan your next step.Open toolPlanningComing soonFuneral Pre-Plan ComparisonUse the Funeral Pre-Plan Comparison to compare options and plan your next step.Open toolRetirementComing soonGold IRA "Inflation Shield" CalculatorUse the Gold IRA "Inflation Shield" Calculator to compare options and plan your next step.Open toolLegacyComing soonGrandkid LegacyUse the Grandkid Legacy to compare options and plan your next step.Open toolHome EquityComing soonHome Equity "Cash Unlock" CalculatorUse the Home Equity "Cash Unlock" Calculator to compare options and plan your next step.Open toolHome PlanningComing soonHome Repair vs. WarrantyUse the Home Repair vs. Warranty to compare options and plan your next step.Open toolHome PlanningComing soonHome Transition AnalyzerUse the Home Transition Analyzer to compare options and plan your next step.Open toolLegacyComing soonInheritance Step-Up FinderUse the Inheritance Step-Up Finder to compare options and plan your next step.Open toolCare PlanningComing soonLong Term Care Cost FinderUse the Long Term Care Cost Finder to compare options and plan your next step.Open toolMedicareComing soonMedicare Out-of-Pocket Gap FinderUse the Medicare Out-of-Pocket Gap Finder to compare options and plan your next step.Open toolHome PlanningComing soonMortgage-Free PlannerUse the Mortgage-Free Planner to compare options and plan your next step.Open toolPlanningComing soonPeace Of Mind CalculatorUse the Peace Of Mind Calculator to compare options and plan your next step.Open toolLegacyComing soonProbate Legacy SaverUse the Probate Legacy Saver to compare options and plan your next step.Open toolRetirementComing soonRetirement Income GapUse the Retirement Income Gap to compare options and plan your next step.Open toolRetirementComing soonRetirement Stress TestUse the Retirement Stress Test to compare options and plan your next step.Open toolRetirementComing soonRMD Tax CalculatorUse the RMD Tax Calculator to compare options and plan your next step.Open toolRetirementComing soonSafe Withdrawal TestUse the Safe Withdrawal Test to compare options and plan your next step.Open toolHealthComing soonSenior Dental & Hearing BudgeterUse the Senior Dental & Hearing Budgeter to compare options and plan your next step.Open toolInsuranceComing soonSenior Driver Discount FinderUse the Senior Driver Discount Finder to compare options and plan your next step.Open toolSecurityComing soonSenior Fraud Risk AssessmentUse the Senior Fraud Risk Assessment to compare options and plan your next step.Open toolRetirementComing soonSocial Security "Break-Even" CalculatorUse the Social Security "Break-Even" Calculator to compare options and plan your next step.Open toolInsuranceComing soonYour 3-Question 'Right Policy' FinderUse the Your 3-Question 'Right Policy' Finder to compare options and plan your next step.Open tool
How They Help
Practical estimates before the next conversation
Compare scenarios
Change assumptions and see how costs, payments, or income estimates can shift.
Prepare better questions
Use the estimates as a starting point before talking with providers or advisors.
Plan with confidence
Get simple ranges that help narrow down the next financial decision.
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